Just Because Your Not Born With A Silver Spoon In Your Mouth Doesn't Mean You Can't Get One.

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Get Out….

Get out…..  You have a choice to get out of poverty.  Do you ever wonder why or even how you end up in the position that you are in today?  Well that was me once upon of time but not to certain extents.  While on top, that question don’t even arise.  You tend to only think about the why’s and how’s only when you get to a unfamiliar place in your life.

There are 3 different types of human beings in this world, the Rich, the Middle-Class & the Poverty.  Which one are you?

Who you are determines the way your children will be for the most part as well as your children’s, children. You can preach all day about what they should do but the reality & saying is “Monkey See, Monkey Do” is the saying that I remember as I was growing up.

I don’t know about you but I notice that children just about are running their parents now of days.  They tell their parents what they don’t or do want to do.  You see in stern households the children don’t have a choice until their grown and out from under their parent’s roof.

For instances it used to be if the parents tell the children this is what you’re going to do or be that is what the children study and took up in school and they usually are well off than the children that didn’t have structure from the wealthy.

Get out now.  You see, if you stay living in poverty area’s that determines what crappy schools your children will go to and graduate from if they do graduate, then that determines what type of area they will live in, the type of wages they will make and it just keep trickling down to their generation after generation.  It’s all about your determination of how much do you really want to make a difference for your children and grandchildren.

Get out the system.  You think it’s an advantage but it is really a disadvantage.  There are subliminal reasons for the use of government assistance.  You actually pay for their services on the back in with the type of lifestyle you get stuck in living.  If you happen to be on government assistance don’t brag about it to your children like that is the right move.  If you so happen to have a temporary hardship, get over the hump with the assistance and get out their web.  It is not designed to help you get better or live better, it’s designed for you to get comfortable and lazy to keep you down and in the red zones.

Studies show that the Rich teach their children wealthy habits and they grow up successful and happy with much fewer mistakes in life financially.  Actually fewer mistakes even in their personal lives, why?  Because they usually have a lot to lose than to be making foolish mistakes to risk so much that they have built.  The morals of the wealthy is much higher.  The wealthy will not hang around certain types of people, do or go certain places.  They don’t take much risk.

Studies show that children that are raised in the government system usually grown up with depression, unhappy, unsuccessful, poor and or either end up in all the other systems, such as juvenile, jail and in group homes.  Those who are raised in Poverty Parenting households represent about 30% of the population in America. This 30% struggle financially, rent small homes, have infrequent, inexpensive vacations and are generally not well-educated. Poor parents pass along poverty habits to their children.  This cycle of poverty perpetuates itself from one generation to the next and it is the reason the poor get poorer and the rich get richer.

The third type of parents, Middle-Class parents, teach their children some rich habits and some poverty habits. Those who are raised in a Middle-Class parenting household represent about 65% of the population in America.

Key’s Tip & Tricks

  1. Engage in 30 minutes a day of a daily career related reading.
  2. Live each day in moderation, spend in moderation, work in moderation & play in moderation.
  3. Save a minimum of 10-20% of your income & live off the remaining 80-90%.

 

 

By: Shynna Key- The Financial Fanatic

Financial & Business Contributor

For more information become an owner of my new book, Wealth is a Mindset today!

 

 

In School Learning to be a Millionaire…

For decades most people went to Universities and College’s to take up Medicine, Law etc. etc…

 I have decided to get schooling in how to become a Millionaire and be Millionaire Minded!

Being wealthy is a whole lifestyle.  Wealth is not defined as a certain race or ethnic group.   Wealth is for all colors, shades, ethnic groups and religions.  It’s all about the individual Mindset.  They think differently.

Making it happen in the next five years doesn’t have to be a fantasy.

As I have been in my studies I have learned that wealthy people do things totally different.  They eat different, such as caviar along with a ton of other foods that I hear other’s mimic and make fun of how they may talk and say things.  The wealthy understand that health is wealth.  Who in their right mind would be Wealthy but unhealthy?  Most would like to stick around as long as possible to enjoy all that they have created.  For intendance, look at Rick Ross, Oprah Winfrey and so many more celebrities that had to make a choice to become healthy.

On the other hand average people don’t put much thought into health or wealth. The average have a lottery mentality and have been brainwashed to believe that the only chance to get rich is by picking winning numbers or playing slot machines. The rich, however, have trained themselves to expect big things to happen and earn more money. They’re bold, aggressive and fearless in their pursuit of wealth.

What my studies have taught me about the wealthy, they look at their beliefs about money, success, prosperity very closely.  Ask yourself, is that helping me develop more wealth and build my net worth, or is it holding me back?  I think 95 percent of the population, in even the richest country in the world, have negative beliefs about money.  Money is a tool to leverage what you already have and to gain more.

Look at your beliefs and look at the beliefs of the wealthy and how they think about money.  They see it as a game. They’re just playing a game, and they’re having fun. They’re moving things, and they’re creating value for society, and they’re getting richer all the time. It’s more about thinking about money in terms of abundance and opportunity and freedom and all the good things, such as good health. Money can save your life if you have enough of it, because you can pay for treatment for whatever you have.

Failure, don’t be afraid of it, it only makes you analyze what you did wrong. Worrying about failure, however, holds people back from taking a chance and being successful. We shouldn’t be our own worst enemies.  Look at the rich, they’ve brainwashed themselves with positive belief so they’re not as afraid to take the chances and risk.

Getting rich is not a complex process.

 

By: Shynna Key- The Financial Fanatic

Financial & Business Contributor  

For more information become an owner of my new book, Wealth is a Mindset today!

shyneon1

 

I Decide Who Gets My Money & Why.

I hope you had a wonderful Thanksgiving and enjoyed being with your family and friends.

Although I didn’t catch you before Brown Thursday, Black Friday and Small Business Saturday, I am catching you now!!

You see, we are under attack by these big businesses and  holidays.  Every month they have something for you.  So if you are the one that is effected by them be frugal and spend for a purpose.holidayshoppinggifts


What I mean by that, look for cash back deals.  Purchase items that will last a lifetime or make a lasting impression such as a self-help book, fund a startup business or open investment account.

Be in control of your economy and your financial future.  Remember the old saying, if it’s not broke don’t fix it or replace it.  That old saying alone will save you tons of money.

Silent Income Killers

Do you realize that inflation is the silent income killer?  Inflation stops at us.  When inflation goes around, W2 workers do not get a raise to go along with the inflation.

To top that off Taxes takes 1/3 of your income.  You have income tax, sales tax, property tax and so on.  Now as a W2 worker you are already taxed at 28%-33%, which actually means that you work for free 3-4 months for free out of the year.

Debt takes 1/3 of your income.  You have car and home loans that the lender approved you for based on your gross income not your net income; which is the amount that you actually see and take home.  You start off in the hole.

Last but least, Big Businesses takes 1/3 of your income.  Now some may wonder how do Big Businesses take 1/3 of your income, ummh……  Just think about it, today is Halloween, Fox 5 Channel News just aired that Halloween is Spending $8.5 Billion alone this year.  The next holiday is coming up is Thanksgiving right?  Then you have Black Friday, Brown Thursday & Cyber Monday all in one month.  For the following months you have Christmas, New Years, then you can’t forget the love of your life, Valentines Day, then Spring Break, Oh and Easter.  Now you know most only go to church once a year, so your sure not going to wear the same last year’s Easter outfit.  Next you have Mother’s Day, Father’s Day & Juneteenth Celebration, 4th of July, Back to School and then Labor Day.  You see every month Big Businesses are in your pockets taking 1/3 of your income.  Let’s Be honest, you didn’t think about it like that, did you?

So as you see, In Life Shift Happens.  Information Changes Situations.  To learn the 3 solutions and wealth strategies to overcome these barriers plus more, join the Wealth Mindset Academy TODAY!  Your future/retirement depends on this.

 

To Book An Income Shifting Workshop Click Here!

 

By: Shynna Key- The Financial Fanatic

Financial & Business Contributor

shyneon1Order Wealth is a Mind$et Book Today! 

 

Watch “3 Easy Apps to Start Investing” on YouTube

Building Wealth Made Easier With Apps…

Building Wealth Made Easier…
View this email in your browser
Investing Apps Came to the Rescue!

Create an Acorns account, Start investing with Acorns today! Get $5 when you use my invite code: https://acorns.com/invite/L3CW45.  Attach it to the card you use for daily expenses and the app will automatically round up every purchase you make to the nearest dollar. It then invests that “change” in a diversified portfolio that matches your risk profile.

It’s fun and easy!  I check this app almost as often as I check social media apps!  It became a wealth building interest habit!

It’s simple, it’s a win win and no brainer investment strategy.  If you’ve ever said you don’t have money to invest… you just lost your excuse.

But it’s not just Acorns that’s making it easy to make and invest money.

I know you have heard the saying follow the leader, so don’t try to reinvent the investment wheel, just follow the world’s smartest investors.

That’s exactly what another popular app will help you do.

It’s called iBillionaire, and it’s a simple way to track the investments of, presumably, the world’s greatest investors… the folks worth a billion dollars or more.  For a low fee of 0.08% per month, you can create a portfolio that mimics the strategies used by some of the wealthy people.

Worried you don’t have the time or knowledge to make smart investment choices?  Once again, you just lost an excuse.  Lean on the wisdom of a billionaire or two.

Finally, Robinhood. It’s an app created by two Stanford University students who realized the trade fees charged by traditional brokers, even as low as $7 to $10 are absurdly high compared to their costs.

They created an app that allows investors to make trades entirely for free.  Robinhood is now quite popular and has saved investors millions of dollars in trade fees.

No cash to invest?
Not anymore.

Don’t trust your own judgement?
Not anymore.

Tired of high fees?
Even that excuse is gone.

You have a couple of choices.  You can use these apps to build your own financial empire, or you can share them with the youth.

Now these are great meaningful apps that I wouldn’t mind my children on!

Either way, I’ve gotten rid of excuses for you.

 

If you want to better your relationship with your money,

You want real money answers,

Want to enhance your lifestyle,

then YES, you are ready for me!

I am NOW available for interviews, reviews, guest post, features and speaking engagements! 

To book Shynna Key to facilitate a luncheon, workshop or speaking engagement
Click here to fill out my speaker request form
print out and email a copy to info@shynnakey.com. 

Patronize and purchase your copy by visiting a retail store near you today!

Wealth is a Mind$et- is not just a book, but a workbook and journal all-in-one!  It is your GPS to building your financial and business empire!  You can purchase your copy today “Wealth is a Mindset” – Shynna Key.

Wealth is a Mind$et is now also available on kindle, Click on the link below.
http://www.amazon.com/Wealth-Mindset-Shynna-Key-ebook/dp/B0158XZNL4/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=&sr=

Much Gratitude for your continued support!

Visit www.shynnakey.com today!  Be sure to share this email so others can sign up for my mailing list, events & empowerment!
XoXo,
Shynna Key
The Financial Fanatic
Empowering You to BYE (Build Your Empire)!

#ShynnaKey #FinancialFanatic #WealthIsAMindset #BYE #BuildYourEmpire
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Check out my new article! Share and let me know what you think! #FinancialFanatic

WM -Student Load Debt

How to Pay for College without Going into Debt, Top 5 Books to Guide You

1

Too poor to pay for college or too rich for financial aid?  They are always obstacles right?  Student loans debt in the U.S. has reached about $1.2 trillion including federal and private student loans.  The price you pay for college is definitely an investment.   Federal student loans can be a great way for students to get help paying for school, but they don’t always cover the entire cost, and depending on the college, students are graduating with tens of thousands of dollars in debt.  Some people even turn to private loans which is even worse.   Private loans come with higher interest rates, fees for late payments and which make them less favorable to federal loans.

  1. There are ways to pay for college without student loans and getting buried into debt.  One way is by looking into scholarship opportunities such as academics, athletics, cultural & community experiences, accomplishments, major, background and location.
  2. The cost of college varies on the type of school you choose.  I suggest starting out at a 2 year college first known as a community college than transfer to a 4 year college.  You will definitely save money that way, while getting your feet wet and making sure college is right for you.  You will be surprised on how many times people apply for a big university just to end of realizing college is not for them.
  3. Grants are another method.  Grants are reserved for students that need a certain amount of financial help.  Apply for the federal grants by filling out the FAFSA.
  4. Employer reimbursement programs is another great way to help with college without getting a student loan.  Today there are tons of employers that offer tuition reimbursement, Chipotle, Starbucks just to name a couple.
  5. Check out this new program that takes this route a step further. AmericanHonors.org will guarantee your admission to popular big name schools if you do the required coursework and maintain your grade point average.

Now these are a few of Key’s tips and tricks to avoid applying for and racking up student loans that would only have you graduating in debt.  Debt isn’t the only option.  So there you have it.  It is many ways you can pay for college and none of the above include student loans.  So don’t buy the myth that loans are the only option.

Here are 5 books that I recommend to help you even further….

  1. College Without Student Loans- By: Dave Smith.  College without student loans is a springboard to beginning a successful professional career while being free of the debt burden that encumbers over 80%of those currently graduating.
  2. Beating the College Debt Trap: Getting a Degree without Going Broke- By: Alex Chediak.  A better way to do college.
  3. The Forbes Guide to Paying for College- By: Rebecca Tapio.  Getting into college is hard enough these days, figuring out how to pay for it shouldn’t be.
  4. Screw College Debt: How to go to college without breaking the bank- By: Marco Leroc.  Don’t let the financing of your education stand in the way of your future dreams.
  5. Zero Debt for College Grads from Student Loans to Financial Freedom- By: Lynnette Khalfani.  Lay off the credit cards and expenses and be a bit more realistic with your lifestyle.

 

Shynna Key- The Financial Fanatic
Working Moms Financial & Business Editor
Contact: Shynna.Key@Workingmomin20s.com

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